How much below market do cash buyers really pay?

Legitimate cash buyers pay roughly 70 to 85 percent of the home's after-repair market value, which usually nets the seller within a few thousand dollars of a full retail sale once commissions, repairs, closing costs, and carrying costs are removed.

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The exact discount depends on the property's condition and the cost of repairs the buyer will absorb. On a home in good condition, expect an offer closer to 85 percent. On a fire, storm, or heavily damaged property, expect closer to 60 to 70 percent, because the buyer is funding the full rebuild. House Kings shows the math openly — repair estimate, timeline, and margin — so you can see exactly how we arrived at the number.